100% Committed

100% Committed

Although The BFO is an individual commitment, rather than organisational, there is an opportunity to recognise and encourage full organisational commitment through all staff becoming Signatories.

The ‘100% Committed’ initiative presents the following benefits for organisations:
· Organisations, particularly financial advice and planning firms, can build trust with clients through demonstrating they have full commitment to The BFO.
· Firms can be recognised through a ‘100% Committed’ symbol that can be displayed on their website and promotional materials.
· The building of a community and network of like-minded individuals.

Verifying Commitment
An organisational representative will be required to verify that all staff are Signatories.

Encouraging 100% commitment within the organisation

1. Have The Board and senior executives take The BFO
2. Provide the BFO for consideration to all employees with an endorsement from the leaders who have committed to The BFO either in person, at team meetings or by email.
3. Provide the ‘Hear from The BFO board' film as an overview.
4. Have a BFO Board member/executive present The BFO to teams.
5. Provide group meeting and create a ceremonial environment, allowing employees to talk about issues they may feel need exploring or are not comfortable with. You can print the certificates and present them.
6. You may choose to cover the costs as an industry expense.
7. Provide information about The BFO at inductions identifying the aligned values and complementary nature with values and codes of the organisations.
8. Provide information at universities and graduate seminars.
9. Encourage employees to include The BFO signatory logo on their correspondence.


100% Committed organisations 

The Banking and Finance Oath is embedded in our vision and the reason we exist. For us, it’s about using finance to be a force for good in creating a just and sustainable world. At its core, the BFO is simple – it’s standing up for what is right, fair and good in the banking and finance industry. It’s a representation of the legacy that the BFG team wants to accomplish.

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Pure Finance 

The Banking and Finance Oath is important to Pure Finance because it signals our commitment to 100% accountability and reinforces our ethical approach to finance, which is in line with our company values of community, equality, transparency and responsibility.

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The Banking and Finance Oath is the next step in Green2View’s commitment to ‘business as a force for good’. We believe that by achieving 100% commitment to the Oath, we demonstrate publicly that our values, to act honestly and with integrity, are embedded in our organisation, and that we are a company that can be relied upon and trusted. This high standard is an obligation that all people at Green2View embrace, as we deliver world best practice sustainability reporting and benchmarking solutions and which aligns with our commitment to caring for our community and the natural world, to ensure a sustainable future. We are proud to be 100% Committed to The Banking and Finance Oath. 

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Integrity Solutions has worked with thousands of banking and financial services professionals to help them create a customer focused and ethical culture in their organisations. We are proud to be 100% committed to The Banking and Finance Oath as it perfectly aligns with our purpose of “Building Integrity Into Every Customer Experience.” We appreciate the Oath’s personal signature principle as we believe it is every single behaviour and conversation held by individuals in the organisation, internally and externally, that matters to create a totally customer focused culture.

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Leeuwin Capital Partners

The Leeuwin Capital Partners team has always held ourselves to the highest professional standards, so the Oath feels like a natural extension and affirmation of our corporate and personal values.  Our clients are at the core of what we do, and the ability to maintain our independence and always act in our client’s best interests is critical. The Oath represents to us an opportunity to publicly commit to this initiative to re-establish the ethical foundations and expectations of the industry we have been proudly part of.

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Founded in 1924, Woolworths Group has grown into a diverse group of Australian and New Zealand retail businesses with some of the most recognised and trusted brands – including Woolworths, Countdown, Dan Murphy’s, BWS and BIG W. Who we are, and what sets us apart, is anchored by our Core Values. We care deeply, we listen and learn, and we always do the right thing. Applying these Core Values to everything we do defines our behaviour and drives our ambition to be a trustworthy, innovative and responsible Australian company.

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As ethical investors, we aim to be a positive example of how a financial services business should operate – illustrating that we can all make a difference in our industry. We believe taking the Banking and Finance Oath is a natural progression in our commitment to best practice and aligns with our vision for better investments and a better world. With our entire team taking the oath, we are delighted to be standing together helping to create a sustainable and just future, speaking out against wrongdoing and being a leader in our industry as it strives to meet community needs and expectations.

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Judo is a purpose-built, relationship centric service proposition designed specifically to address the financial needs of SME market. Judo’s core philosophy is: “each business is unique” and should be treated that way and relationships are built on deep understanding and trust. Judo’s purpose is to deliver banking as it used to be, banking as it should be.

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The Oath is important to Wainscott Financial because it resonates with us. The Oath describes not only how we serve our clients but also how we do business at Wainscott Financial. We absolutely always act in the best interests of our clients.

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Banking and finance plays a critical role in the functioning of modern economies, and this role has helped shape the standard of living we enjoy in Australia. The role the sector plays and its responsibility to society makes the Banking and Finance Oath a natural commitment for us at Rhizome to make. As trusted advisors to the sector, Rhizome embraces the role we have to play and are proud to be 100% committed to the Oath.

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Hamilton Wealth Partners is proud to be 100% committed to The Banking and Finance Oath (The BFO). In line with the values that we as a business believe in and our unifying purpose “Wealth without Values is simply Money”, we asked all employees if they would like to take The Oath. In an industry which is crying out for independence and objectivity and in this environment with the Banking and Finance Royal Commission and FASEA, we saw this as a further means to differentiate ourselves as a business based on what we stand for.

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Allbiz Finance Brokers is proud to have a 100% commitment to The Banking and Finance Oath. The Oath encapsulates all of the values that we believe are integral to the banking and finance industry. We strive to always meet our customer’s needs and build strong relationships based on trust, understanding, professionalism and respect. Our entire team are BFO signatories, we are all very proud to uphold the values of the Oath.

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Koda Capital have a range of internal values that we uphold as a firm – but key amongst all of them is that they only work for the team if they’re embraced at the individual level. We really like the idea that The Oath is something that can have a big impact on the profession and the firms within it, but that the commitment sits at the individual level.

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Taking The Banking and Finance Oath is a symbol that we feel passionately about the ethical foundations of the industry beyond regulation and compliance by upholding strong ethics, integrity, honesty and trust.

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At FINSIA, we are proud of our staff’s 100% commitment to taking The Banking and Finance Oath. This commitment represents FINSIA’s support and belief that trust is the foundation of the financial services profession. FINSIA stands for the profession of finance, a profession in which both integrity and ethical behaviour needs to be of the highest standard for the ultimate protection and benefit of an inclusive society. As a signatory we are influencing positive change in the banking and finance industry.

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At Heartland Seniors Finance we are proud to help seniors live a better retirement, with independence and dignity, through our reverse mortgage. We have become 100% committed to The Banking and Finance Oath because of its alignment to our core values of excellence, integrity, trust, teamwork, respect and professionalism. We understand that each and every customer places their trust in us when we provide them with finance. All of our team are BFO signatories and are proud to uphold this trust through treating these customers in a fair and ethical manner.

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The Oath

  • Trust is the foundation of my profession.
  • I will serve all interests in good faith.
  • I will compete with honour.
  • I will pursue my ends with ethical restraint.
  • I will help create a sustainable future.
  • I will help create a more just society.
  • I will speak out against wrongdoing and support others who do the same.
  • I will accept responsibility for my actions.

In these and all other matters;
My word is my bond.

The Vision

A banking and finance industry that meets the community’s needs and has its full confidence thereby fulfilling its integral role in society.